You weren't sold a bad deal. You were sold the Prediction Trap.Most SMSF property strategies are judged on the deal — the suburb, the timing, the forecast growth. Almost none are judged on the structure that has to carry that deal for the next fifteen years.This short, free diagnostic guide hands you the four questions a structure-first credit adviser asks before any SMSF property decision — so you can tell, for yourself, whether a strategy is sound, flexible, and worth the complexity.Inside: Why the deal is not the structure — and why that distinction decides everything The four load-bearing tests: serviceability headroom, structural fit, liquidity buffer, and stacking discipline What Division 296 and the June 2026 borrowing-rule change actually mean for your structure ← (was: "the borrowing rules (LRBA) actually change") How to stop auditing forecasts and start specifying structure New in this second edition: In June 2026 the government banned new limited recourse borrowing arrangements over residential property held inside super. Existing arrangements are grandfathered. The new foreword — When the Window Closed — shows why a rule change like this is exactly what a structure-first approach is built to survive. ← (new paragraph)When you're done, your next step is the Structure Readiness Score — a few minutes that turns these four tests into a personalised read on your own fund.General information only — not personal financial or credit advice. Does not consider your objectives, financial situation, or needs. SMSF and property decisions should be made with your licensed financial adviser and accountant. AeFin · Australian Credit Representative CR 464548 · Finsure ACL 384704.